, ; 						, ; 						, .
 PENGARUH LITERASI KEUANGAN, SUMBER DAYA MANUSIA DAN MODAL USAHA TERHADAP KINERJA UMKM.
<strong>Kurs : Jurnal Akuntansi, Kewirausahaan dan Bisnis</strong>, [S.l.], v. 8, n. 2, dec. 2023.
ISSN 2527-8215.
Available at: &lt;<a href="https://www.ejournal.pelitaindonesia.ac.id/ojs32/index.php/KURS/article/view/3998" target="_new">https://www.ejournal.pelitaindonesia.ac.id/ojs32/index.php/KURS/article/view/3998</a>&gt;. Date accessed: 16 feb. 2026.
doi: <a href="https://doi.org/10.35145/kurs.v8i2.3998">https://doi.org/10.35145/kurs.v8i2.3998</a>.